An SR22 insurance policy certificate is actually not an insurance policy, yet rather a record that shows a driver is actually holding the minimum required obligation coverage mandated through High-Risk Drivers the state. If you have actually been actually pronounced guilty of particular steering offenses such as DUI or driving without insurance, you may be required by your condition to SR-22 requirement secure an SR22 insurance policy certificate. To obtain an SR22 insurance coverage certification, the 1st action is to call your insurance carrier.